Call report 2012Q3
BAY BANK, FSB — 2012Q3
The 22 measures BAY BANK, FSB reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 128,413,000 | USD | evidence → |
| Total loans | 100,487,000 | USD | evidence → |
| Allowance for loan losses | 452,000 | USD | evidence → |
| Securities available for sale | 10,835,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,519,000 | USD | evidence → |
| Interest-bearing deposits | 71,779,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,740,000 | USD | evidence → |
| Equity capital | 30,252,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,518,000 | USD | evidence → |
| Interest expense | 428,000 | USD | evidence → |
| Net interest income | 7,090,000 | USD | evidence → |
| Noninterest income | 272,000 | USD | evidence → |
| Noninterest expense | 5,849,000 | USD | evidence → |
| Provision for loan losses | 407,000 | USD | evidence → |
| Pretax income | 1,106,000 | USD | evidence → |
| Income tax | 503,000 | USD | evidence → |
| Net income | 603,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,766,000 | USD | evidence → |
| Total capital | 30,218,000 | USD | evidence → |
| Risk-weighted assets | 105,731,000 | USD | evidence → |