Call report 2012Q2
BAY BANK, FSB — 2012Q2
The 22 measures BAY BANK, FSB reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 126,320,000 | USD | evidence → |
| Total loans | 97,971,000 | USD | evidence → |
| Allowance for loan losses | 558,000 | USD | evidence → |
| Securities available for sale | 12,041,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,516,000 | USD | evidence → |
| Interest-bearing deposits | 71,165,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,351,000 | USD | evidence → |
| Equity capital | 29,905,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,054,000 | USD | evidence → |
| Interest expense | 288,000 | USD | evidence → |
| Net interest income | 4,766,000 | USD | evidence → |
| Noninterest income | 196,000 | USD | evidence → |
| Noninterest expense | 3,987,000 | USD | evidence → |
| Provision for loan losses | 392,000 | USD | evidence → |
| Pretax income | 583,000 | USD | evidence → |
| Income tax | 255,000 | USD | evidence → |
| Net income | 328,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,419,000 | USD | evidence → |
| Total capital | 29,977,000 | USD | evidence → |
| Risk-weighted assets | 103,113,000 | USD | evidence → |