Call report 2012Q1
BAY BANK, FSB — 2012Q1
The 22 measures BAY BANK, FSB reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,751,000 | USD | evidence → |
| Total loans | 96,578,000 | USD | evidence → |
| Allowance for loan losses | 827,000 | USD | evidence → |
| Securities available for sale | 13,323,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,423,000 | USD | evidence → |
| Interest-bearing deposits | 68,903,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,520,000 | USD | evidence → |
| Equity capital | 29,914,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,619,000 | USD | evidence → |
| Interest expense | 149,000 | USD | evidence → |
| Net interest income | 2,470,000 | USD | evidence → |
| Noninterest income | 322,000 | USD | evidence → |
| Noninterest expense | 1,915,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 727,000 | USD | evidence → |
| Income tax | 309,000 | USD | evidence → |
| Net income | 418,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,415,000 | USD | evidence → |
| Total capital | 30,242,000 | USD | evidence → |
| Risk-weighted assets | 103,339,000 | USD | evidence → |