Call report 2008Q3
WESTERN COMMERCIAL BANK — 2008Q3
The 22 measures WESTERN COMMERCIAL BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 123,095,000 | USD | evidence → |
| Total loans | 99,181,000 | USD | evidence → |
| Allowance for loan losses | 1,369,000 | USD | evidence → |
| Securities available for sale | 11,235,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,971,000 | USD | evidence → |
| Interest-bearing deposits | 95,026,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,945,000 | USD | evidence → |
| Equity capital | 10,253,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,324,000 | USD | evidence → |
| Interest expense | 2,635,000 | USD | evidence → |
| Net interest income | 2,689,000 | USD | evidence → |
| Noninterest income | 312,000 | USD | evidence → |
| Noninterest expense | 2,726,000 | USD | evidence → |
| Provision for loan losses | 720,000 | USD | evidence → |
| Pretax income | -445,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -445,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,246,000 | USD | evidence → |
| Total capital | 11,549,000 | USD | evidence → |
| Risk-weighted assets | 104,192,000 | USD | evidence → |