Call report 2008Q4
WESTERN COMMERCIAL BANK — 2008Q4
The 22 measures WESTERN COMMERCIAL BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,485,000 | USD | evidence → |
| Total loans | 103,337,000 | USD | evidence → |
| Allowance for loan losses | 1,655,000 | USD | evidence → |
| Securities available for sale | 1,017,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,182,000 | USD | evidence → |
| Interest-bearing deposits | 95,994,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,188,000 | USD | evidence → |
| Equity capital | 9,927,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,159,000 | USD | evidence → |
| Interest expense | 3,580,000 | USD | evidence → |
| Net interest income | 3,579,000 | USD | evidence → |
| Noninterest income | 416,000 | USD | evidence → |
| Noninterest expense | 3,625,000 | USD | evidence → |
| Provision for loan losses | 1,452,000 | USD | evidence → |
| Pretax income | -869,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | -870,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,910,000 | USD | evidence → |
| Total capital | 11,290,000 | USD | evidence → |
| Risk-weighted assets | 110,145,000 | USD | evidence → |