Call report 2008Q2
WESTERN COMMERCIAL BANK — 2008Q2
The 22 measures WESTERN COMMERCIAL BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,409,000 | USD | evidence → |
| Total loans | 92,869,000 | USD | evidence → |
| Allowance for loan losses | 1,020,000 | USD | evidence → |
| Securities available for sale | 11,578,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 106,480,000 | USD | evidence → |
| Interest-bearing deposits | 95,401,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,080,000 | USD | evidence → |
| Equity capital | 10,236,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,558,000 | USD | evidence → |
| Interest expense | 1,712,000 | USD | evidence → |
| Net interest income | 1,846,000 | USD | evidence → |
| Noninterest income | 236,000 | USD | evidence → |
| Noninterest expense | 1,738,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 94,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 94,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,425,000 | USD | evidence → |
| Total capital | 11,445,000 | USD | evidence → |
| Risk-weighted assets | 100,212,000 | USD | evidence → |