Call report 2008Q1
WESTERN COMMERCIAL BANK — 2008Q1
The 22 measures WESTERN COMMERCIAL BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,361,000 | USD | evidence → |
| Total loans | 83,315,000 | USD | evidence → |
| Allowance for loan losses | 940,000 | USD | evidence → |
| Securities available for sale | 10,502,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,350,000 | USD | evidence → |
| Interest-bearing deposits | 76,888,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,463,000 | USD | evidence → |
| Equity capital | 10,413,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,706,000 | USD | evidence → |
| Interest expense | 808,000 | USD | evidence → |
| Net interest income | 898,000 | USD | evidence → |
| Noninterest income | 99,000 | USD | evidence → |
| Noninterest expense | 887,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 40,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 40,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,320,000 | USD | evidence → |
| Total capital | 11,260,000 | USD | evidence → |
| Risk-weighted assets | 88,506,000 | USD | evidence → |