Call report 2007Q4
WESTERN COMMERCIAL BANK — 2007Q4
The 22 measures WESTERN COMMERCIAL BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 91,401,000 | USD | evidence → |
| Total loans | 76,140,000 | USD | evidence → |
| Allowance for loan losses | 870,000 | USD | evidence → |
| Securities available for sale | 4,612,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,489,000 | USD | evidence → |
| Interest-bearing deposits | 68,298,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,191,000 | USD | evidence → |
| Equity capital | 10,289,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,979,000 | USD | evidence → |
| Interest expense | 2,282,000 | USD | evidence → |
| Net interest income | 2,697,000 | USD | evidence → |
| Noninterest income | 93,000 | USD | evidence → |
| Noninterest expense | 2,903,000 | USD | evidence → |
| Provision for loan losses | 473,000 | USD | evidence → |
| Pretax income | -586,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | -587,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,230,000 | USD | evidence → |
| Total capital | 11,100,000 | USD | evidence → |
| Risk-weighted assets | 80,671,000 | USD | evidence → |