Call report 2025Q3
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2025Q3
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 92,636,000 | USD | evidence → |
| Total loans | 71,661,000 | USD | evidence → |
| Allowance for loan losses | 562,000 | USD | evidence → |
| Securities available for sale | 11,697,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,261,000 | USD | evidence → |
| Interest-bearing deposits | 58,437,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,824,000 | USD | evidence → |
| Equity capital | 7,141,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,192,000 | USD | evidence → |
| Interest expense | 1,193,000 | USD | evidence → |
| Net interest income | 1,999,000 | USD | evidence → |
| Noninterest income | 205,000 | USD | evidence → |
| Noninterest expense | 1,794,000 | USD | evidence → |
| Provision for loan losses | 28,000 | USD | evidence → |
| Pretax income | 382,000 | USD | evidence → |
| Income tax | 49,000 | USD | evidence → |
| Net income | 333,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,183,000 | USD | evidence → |
| Total capital | 8,745,000 | USD | evidence → |
| Risk-weighted assets | 52,292,000 | USD | evidence → |