Call report 2025Q2
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2025Q2
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,262,000 | USD | evidence → |
| Total loans | 68,900,000 | USD | evidence → |
| Allowance for loan losses | 552,000 | USD | evidence → |
| Securities available for sale | 13,462,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,137,000 | USD | evidence → |
| Interest-bearing deposits | 58,009,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,128,000 | USD | evidence → |
| Equity capital | 6,678,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,109,000 | USD | evidence → |
| Interest expense | 807,000 | USD | evidence → |
| Net interest income | 1,302,000 | USD | evidence → |
| Noninterest income | 210,000 | USD | evidence → |
| Noninterest expense | 1,208,000 | USD | evidence → |
| Provision for loan losses | 18,000 | USD | evidence → |
| Pretax income | 286,000 | USD | evidence → |
| Income tax | 39,000 | USD | evidence → |
| Net income | 247,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,096,000 | USD | evidence → |
| Total capital | 8,648,000 | USD | evidence → |
| Risk-weighted assets | 50,739,000 | USD | evidence → |