Call report 2025Q4
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2025Q4
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 93,961,000 | USD | evidence → |
| Total loans | 72,652,000 | USD | evidence → |
| Allowance for loan losses | 578,000 | USD | evidence → |
| Securities available for sale | 12,453,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,364,000 | USD | evidence → |
| Interest-bearing deposits | 60,319,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,045,000 | USD | evidence → |
| Equity capital | 7,376,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,313,000 | USD | evidence → |
| Interest expense | 1,578,000 | USD | evidence → |
| Net interest income | 2,735,000 | USD | evidence → |
| Noninterest income | 409,000 | USD | evidence → |
| Noninterest expense | 2,409,000 | USD | evidence → |
| Provision for loan losses | 49,000 | USD | evidence → |
| Pretax income | 584,000 | USD | evidence → |
| Income tax | 82,000 | USD | evidence → |
| Net income | 502,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,352,000 | USD | evidence → |
| Total capital | 8,930,000 | USD | evidence → |
| Risk-weighted assets | 53,195,000 | USD | evidence → |