Call report 2025Q1
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2025Q1
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,797,000 | USD | evidence → |
| Total loans | 67,895,000 | USD | evidence → |
| Allowance for loan losses | 554,000 | USD | evidence → |
| Securities available for sale | 14,070,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,541,000 | USD | evidence → |
| Interest-bearing deposits | 56,243,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,298,000 | USD | evidence → |
| Equity capital | 6,532,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,056,000 | USD | evidence → |
| Interest expense | 408,000 | USD | evidence → |
| Net interest income | 648,000 | USD | evidence → |
| Noninterest income | 89,000 | USD | evidence → |
| Noninterest expense | 603,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 124,000 | USD | evidence → |
| Income tax | 15,000 | USD | evidence → |
| Net income | 109,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,960,000 | USD | evidence → |
| Total capital | 8,514,000 | USD | evidence → |
| Risk-weighted assets | 51,367,000 | USD | evidence → |