Call report 2024Q4
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2024Q4
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,366,000 | USD | evidence → |
| Total loans | 68,042,000 | USD | evidence → |
| Allowance for loan losses | 547,000 | USD | evidence → |
| Securities available for sale | 14,452,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,088,000 | USD | evidence → |
| Interest-bearing deposits | 56,201,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,887,000 | USD | evidence → |
| Equity capital | 6,302,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,944,000 | USD | evidence → |
| Interest expense | 1,505,000 | USD | evidence → |
| Net interest income | 2,439,000 | USD | evidence → |
| Noninterest income | 383,000 | USD | evidence → |
| Noninterest expense | 2,307,000 | USD | evidence → |
| Provision for loan losses | 84,000 | USD | evidence → |
| Pretax income | 431,000 | USD | evidence → |
| Income tax | 45,000 | USD | evidence → |
| Net income | 386,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,850,000 | USD | evidence → |
| Total capital | 8,397,000 | USD | evidence → |
| Risk-weighted assets | 51,773,000 | USD | evidence → |