Call report 2024Q1
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2024Q1
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2024Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,107,000 | USD | evidence → |
| Total loans | 62,492,000 | USD | evidence → |
| Allowance for loan losses | 505,000 | USD | evidence → |
| Securities available for sale | 14,479,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,666,000 | USD | evidence → |
| Interest-bearing deposits | 54,458,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,208,000 | USD | evidence → |
| Equity capital | 5,844,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 905,000 | USD | evidence → |
| Interest expense | 269,000 | USD | evidence → |
| Net interest income | 636,000 | USD | evidence → |
| Noninterest income | 61,000 | USD | evidence → |
| Noninterest expense | 564,000 | USD | evidence → |
| Provision for loan losses | 14,000 | USD | evidence → |
| Pretax income | 119,000 | USD | evidence → |
| Income tax | 14,000 | USD | evidence → |
| Net income | 105,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,569,000 | USD | evidence → |
| Total capital | 8,074,000 | USD | evidence → |
| Risk-weighted assets | 47,983,000 | USD | evidence → |