Call report 2023Q4
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2023Q4
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,055,000 | USD | evidence → |
| Total loans | 60,355,000 | USD | evidence → |
| Allowance for loan losses | 454,000 | USD | evidence → |
| Securities available for sale | 14,987,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,889,000 | USD | evidence → |
| Interest-bearing deposits | 55,265,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,624,000 | USD | evidence → |
| Equity capital | 5,874,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,030,000 | USD | evidence → |
| Interest expense | 715,000 | USD | evidence → |
| Net interest income | 2,315,000 | USD | evidence → |
| Noninterest income | 298,000 | USD | evidence → |
| Noninterest expense | 2,044,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 419,000 | USD | evidence → |
| Income tax | 42,000 | USD | evidence → |
| Net income | 377,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,463,000 | USD | evidence → |
| Total capital | 7,917,000 | USD | evidence → |
| Risk-weighted assets | 47,913,000 | USD | evidence → |