Call report 2024Q2
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2024Q2
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,846,000 | USD | evidence → |
| Total loans | 65,856,000 | USD | evidence → |
| Allowance for loan losses | 498,000 | USD | evidence → |
| Securities available for sale | 14,660,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,329,000 | USD | evidence → |
| Interest-bearing deposits | 54,905,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,424,000 | USD | evidence → |
| Equity capital | 6,095,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,873,000 | USD | evidence → |
| Interest expense | 631,000 | USD | evidence → |
| Net interest income | 1,242,000 | USD | evidence → |
| Noninterest income | 165,000 | USD | evidence → |
| Noninterest expense | 1,137,000 | USD | evidence → |
| Provision for loan losses | 44,000 | USD | evidence → |
| Pretax income | 226,000 | USD | evidence → |
| Income tax | 29,000 | USD | evidence → |
| Net income | 197,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,660,000 | USD | evidence → |
| Total capital | 8,158,000 | USD | evidence → |
| Risk-weighted assets | 50,492,000 | USD | evidence → |