Call report 2023Q3
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2023Q3
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 82,996,000 | USD | evidence → |
| Total loans | 58,587,000 | USD | evidence → |
| Allowance for loan losses | 450,000 | USD | evidence → |
| Securities available for sale | 13,543,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 67,737,000 | USD | evidence → |
| Interest-bearing deposits | 57,138,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,599,000 | USD | evidence → |
| Equity capital | 4,894,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,175,000 | USD | evidence → |
| Interest expense | 446,000 | USD | evidence → |
| Net interest income | 1,729,000 | USD | evidence → |
| Noninterest income | 224,000 | USD | evidence → |
| Noninterest expense | 1,545,000 | USD | evidence → |
| Provision for loan losses | 51,000 | USD | evidence → |
| Pretax income | 307,000 | USD | evidence → |
| Income tax | 29,000 | USD | evidence → |
| Net income | 278,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,375,000 | USD | evidence → |
| Total capital | 7,825,000 | USD | evidence → |
| Risk-weighted assets | 46,093,000 | USD | evidence → |