Call report 2023Q2
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2023Q2
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,856,000 | USD | evidence → |
| Total loans | 54,827,000 | USD | evidence → |
| Allowance for loan losses | 438,000 | USD | evidence → |
| Securities available for sale | 14,931,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,402,000 | USD | evidence → |
| Interest-bearing deposits | 57,858,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,544,000 | USD | evidence → |
| Equity capital | 5,345,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,384,000 | USD | evidence → |
| Interest expense | 262,000 | USD | evidence → |
| Net interest income | 1,122,000 | USD | evidence → |
| Noninterest income | 156,000 | USD | evidence → |
| Noninterest expense | 1,045,000 | USD | evidence → |
| Provision for loan losses | 24,000 | USD | evidence → |
| Pretax income | 159,000 | USD | evidence → |
| Income tax | 18,000 | USD | evidence → |
| Net income | 141,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,241,000 | USD | evidence → |
| Total capital | 7,679,000 | USD | evidence → |
| Risk-weighted assets | 42,634,000 | USD | evidence → |