Call report 2023Q1
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2023Q1
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,456,000 | USD | evidence → |
| Total loans | 52,647,000 | USD | evidence → |
| Allowance for loan losses | 426,000 | USD | evidence → |
| Securities available for sale | 16,646,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,416,000 | USD | evidence → |
| Interest-bearing deposits | 58,845,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,571,000 | USD | evidence → |
| Equity capital | 5,432,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 650,000 | USD | evidence → |
| Interest expense | 107,000 | USD | evidence → |
| Net interest income | 543,000 | USD | evidence → |
| Noninterest income | 72,000 | USD | evidence → |
| Noninterest expense | 533,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 70,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 60,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,160,000 | USD | evidence → |
| Total capital | 7,586,000 | USD | evidence → |
| Risk-weighted assets | 40,974,000 | USD | evidence → |