Call report 2022Q4
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2022Q4
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 77,616,000 | USD | evidence → |
| Total loans | 51,985,000 | USD | evidence → |
| Allowance for loan losses | 416,000 | USD | evidence → |
| Securities available for sale | 16,431,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 70,418,000 | USD | evidence → |
| Interest-bearing deposits | 59,835,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,583,000 | USD | evidence → |
| Equity capital | 5,123,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,360,000 | USD | evidence → |
| Interest expense | 426,000 | USD | evidence → |
| Net interest income | 1,934,000 | USD | evidence → |
| Noninterest income | 345,000 | USD | evidence → |
| Noninterest expense | 1,871,000 | USD | evidence → |
| Provision for loan losses | 21,000 | USD | evidence → |
| Pretax income | 387,000 | USD | evidence → |
| Income tax | 56,000 | USD | evidence → |
| Net income | 331,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,100,000 | USD | evidence → |
| Total capital | 7,516,000 | USD | evidence → |
| Risk-weighted assets | 40,858,000 | USD | evidence → |