Call report 2022Q3
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2022Q3
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 77,530,000 | USD | evidence → |
| Total loans | 50,659,000 | USD | evidence → |
| Allowance for loan losses | 417,000 | USD | evidence → |
| Securities available for sale | 16,841,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,423,000 | USD | evidence → |
| Interest-bearing deposits | 61,476,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,947,000 | USD | evidence → |
| Equity capital | 4,556,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,721,000 | USD | evidence → |
| Interest expense | 323,000 | USD | evidence → |
| Net interest income | 1,398,000 | USD | evidence → |
| Noninterest income | 242,000 | USD | evidence → |
| Noninterest expense | 1,371,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 268,000 | USD | evidence → |
| Income tax | 38,000 | USD | evidence → |
| Net income | 230,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,999,000 | USD | evidence → |
| Total capital | 7,416,000 | USD | evidence → |
| Risk-weighted assets | 39,768,000 | USD | evidence → |