Call report 2022Q2
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2022Q2
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 75,684,000 | USD | evidence → |
| Total loans | 47,716,000 | USD | evidence → |
| Allowance for loan losses | 419,000 | USD | evidence → |
| Securities available for sale | 17,340,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,991,000 | USD | evidence → |
| Interest-bearing deposits | 60,412,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,579,000 | USD | evidence → |
| Equity capital | 5,149,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,113,000 | USD | evidence → |
| Interest expense | 230,000 | USD | evidence → |
| Net interest income | 883,000 | USD | evidence → |
| Noninterest income | 172,000 | USD | evidence → |
| Noninterest expense | 914,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 140,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 124,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,893,000 | USD | evidence → |
| Total capital | 7,312,000 | USD | evidence → |
| Risk-weighted assets | 37,206,000 | USD | evidence → |