Call report 2022Q1
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2022Q1
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2022Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,495,000 | USD | evidence → |
| Total loans | 48,562,000 | USD | evidence → |
| Allowance for loan losses | 410,000 | USD | evidence → |
| Securities available for sale | 16,782,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,072,000 | USD | evidence → |
| Interest-bearing deposits | 58,678,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,394,000 | USD | evidence → |
| Equity capital | 5,974,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 578,000 | USD | evidence → |
| Interest expense | 122,000 | USD | evidence → |
| Net interest income | 456,000 | USD | evidence → |
| Noninterest income | 74,000 | USD | evidence → |
| Noninterest expense | 449,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 81,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | 72,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,840,000 | USD | evidence → |
| Total capital | 7,250,000 | USD | evidence → |
| Risk-weighted assets | 37,208,000 | USD | evidence → |