Call report 2016Q3
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2016Q3
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2016Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,063,000 | USD | evidence → |
| Total loans | 33,912,000 | USD | evidence → |
| Allowance for loan losses | 361,000 | USD | evidence → |
| Securities available for sale | 8,087,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,293,000 | USD | evidence → |
| Interest-bearing deposits | 39,148,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,145,000 | USD | evidence → |
| Equity capital | 5,182,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,321,000 | USD | evidence → |
| Interest expense | 275,000 | USD | evidence → |
| Net interest income | 1,046,000 | USD | evidence → |
| Noninterest income | 127,000 | USD | evidence → |
| Noninterest expense | 1,040,000 | USD | evidence → |
| Provision for loan losses | 164,000 | USD | evidence → |
| Pretax income | -22,000 | USD | evidence → |
| Income tax | -33,000 | USD | evidence → |
| Net income | 11,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,156,000 | USD | evidence → |
| Total capital | 5,507,000 | USD | evidence → |
| Risk-weighted assets | 28,138,000 | USD | evidence → |