Call report 2016Q2
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2016Q2
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 47,720,000 | USD | evidence → |
| Total loans | 32,262,000 | USD | evidence → |
| Allowance for loan losses | 363,000 | USD | evidence → |
| Securities available for sale | 8,882,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,527,000 | USD | evidence → |
| Interest-bearing deposits | 38,996,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,531,000 | USD | evidence → |
| Equity capital | 5,110,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 869,000 | USD | evidence → |
| Interest expense | 178,000 | USD | evidence → |
| Net interest income | 691,000 | USD | evidence → |
| Noninterest income | 71,000 | USD | evidence → |
| Noninterest expense | 718,000 | USD | evidence → |
| Provision for loan losses | 164,000 | USD | evidence → |
| Pretax income | -111,000 | USD | evidence → |
| Income tax | -60,000 | USD | evidence → |
| Net income | -51,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,094,000 | USD | evidence → |
| Total capital | 5,423,000 | USD | evidence → |
| Risk-weighted assets | 26,299,000 | USD | evidence → |