Call report 2016Q4
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2016Q4
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 47,505,000 | USD | evidence → |
| Total loans | 32,612,000 | USD | evidence → |
| Allowance for loan losses | 393,000 | USD | evidence → |
| Securities available for sale | 8,460,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,195,000 | USD | evidence → |
| Interest-bearing deposits | 38,366,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,829,000 | USD | evidence → |
| Equity capital | 5,088,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,763,000 | USD | evidence → |
| Interest expense | 369,000 | USD | evidence → |
| Net interest income | 1,394,000 | USD | evidence → |
| Noninterest income | 120,000 | USD | evidence → |
| Noninterest expense | 1,406,000 | USD | evidence → |
| Provision for loan losses | 199,000 | USD | evidence → |
| Pretax income | -82,000 | USD | evidence → |
| Income tax | -74,000 | USD | evidence → |
| Net income | -8,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,131,000 | USD | evidence → |
| Total capital | 5,477,000 | USD | evidence → |
| Risk-weighted assets | 27,653,000 | USD | evidence → |