Call report 2015Q3
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2015Q3
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 45,552,000 | USD | evidence → |
| Total loans | 29,238,000 | USD | evidence → |
| Allowance for loan losses | 244,000 | USD | evidence → |
| Securities available for sale | 9,472,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,598,000 | USD | evidence → |
| Interest-bearing deposits | 36,713,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,885,000 | USD | evidence → |
| Equity capital | 5,132,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,237,000 | USD | evidence → |
| Interest expense | 242,000 | USD | evidence → |
| Net interest income | 995,000 | USD | evidence → |
| Noninterest income | 184,000 | USD | evidence → |
| Noninterest expense | 1,044,000 | USD | evidence → |
| Provision for loan losses | 5,000 | USD | evidence → |
| Pretax income | 142,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 115,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,065,000 | USD | evidence → |
| Total capital | 5,309,000 | USD | evidence → |
| Risk-weighted assets | 25,709,000 | USD | evidence → |