Call report 2015Q2
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2015Q2
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 46,319,000 | USD | evidence → |
| Total loans | 28,269,000 | USD | evidence → |
| Allowance for loan losses | 243,000 | USD | evidence → |
| Securities available for sale | 10,983,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,263,000 | USD | evidence → |
| Interest-bearing deposits | 37,617,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,646,000 | USD | evidence → |
| Equity capital | 5,085,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 831,000 | USD | evidence → |
| Interest expense | 159,000 | USD | evidence → |
| Net interest income | 672,000 | USD | evidence → |
| Noninterest income | 129,000 | USD | evidence → |
| Noninterest expense | 697,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 104,000 | USD | evidence → |
| Income tax | 21,000 | USD | evidence → |
| Net income | 83,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,032,000 | USD | evidence → |
| Total capital | 5,275,000 | USD | evidence → |
| Risk-weighted assets | 25,220,000 | USD | evidence → |