Call report 2015Q4
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2015Q4
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 45,085,000 | USD | evidence → |
| Total loans | 29,377,000 | USD | evidence → |
| Allowance for loan losses | 254,000 | USD | evidence → |
| Securities available for sale | 8,583,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,229,000 | USD | evidence → |
| Interest-bearing deposits | 36,264,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,965,000 | USD | evidence → |
| Equity capital | 5,177,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,731,000 | USD | evidence → |
| Interest expense | 323,000 | USD | evidence → |
| Net interest income | 1,408,000 | USD | evidence → |
| Noninterest income | 239,000 | USD | evidence → |
| Noninterest expense | 1,412,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 233,000 | USD | evidence → |
| Income tax | 44,000 | USD | evidence → |
| Net income | 189,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,139,000 | USD | evidence → |
| Total capital | 5,393,000 | USD | evidence → |
| Risk-weighted assets | 23,906,000 | USD | evidence → |