Call report 2015Q1
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2015Q1
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 46,611,000 | USD | evidence → |
| Total loans | 27,404,000 | USD | evidence → |
| Allowance for loan losses | 243,000 | USD | evidence → |
| Securities available for sale | 11,828,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,672,000 | USD | evidence → |
| Interest-bearing deposits | 38,315,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,357,000 | USD | evidence → |
| Equity capital | 5,091,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 435,000 | USD | evidence → |
| Interest expense | 81,000 | USD | evidence → |
| Net interest income | 354,000 | USD | evidence → |
| Noninterest income | 64,000 | USD | evidence → |
| Noninterest expense | 351,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 67,000 | USD | evidence → |
| Income tax | 17,000 | USD | evidence → |
| Net income | 50,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,001,000 | USD | evidence → |
| Total capital | 5,244,000 | USD | evidence → |
| Risk-weighted assets | 24,233,000 | USD | evidence → |