Call report 2014Q4
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2014Q4
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 46,915,000 | USD | evidence → |
| Total loans | 27,009,000 | USD | evidence → |
| Allowance for loan losses | 302,000 | USD | evidence → |
| Securities available for sale | 12,897,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,429,000 | USD | evidence → |
| Interest-bearing deposits | 38,168,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,261,000 | USD | evidence → |
| Equity capital | 5,004,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,534,000 | USD | evidence → |
| Interest expense | 375,000 | USD | evidence → |
| Net interest income | 1,159,000 | USD | evidence → |
| Noninterest income | 167,000 | USD | evidence → |
| Noninterest expense | 1,183,000 | USD | evidence → |
| Provision for loan losses | 94,000 | USD | evidence → |
| Pretax income | 72,000 | USD | evidence → |
| Income tax | -1,000 | USD | evidence → |
| Net income | 73,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,950,000 | USD | evidence → |
| Total capital | 5,248,000 | USD | evidence → |
| Risk-weighted assets | 23,813,000 | USD | evidence → |