Call report 2014Q3
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2014Q3
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 47,095,000 | USD | evidence → |
| Total loans | 26,355,000 | USD | evidence → |
| Allowance for loan losses | 299,000 | USD | evidence → |
| Securities available for sale | 13,825,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,254,000 | USD | evidence → |
| Interest-bearing deposits | 38,137,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,117,000 | USD | evidence → |
| Equity capital | 5,043,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,204,000 | USD | evidence → |
| Interest expense | 282,000 | USD | evidence → |
| Net interest income | 922,000 | USD | evidence → |
| Noninterest income | 157,000 | USD | evidence → |
| Noninterest expense | 877,000 | USD | evidence → |
| Provision for loan losses | 94,000 | USD | evidence → |
| Pretax income | 119,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 103,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,979,000 | USD | evidence → |
| Total capital | 5,277,000 | USD | evidence → |
| Risk-weighted assets | 23,810,000 | USD | evidence → |