Call report 2014Q2
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2014Q2
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 47,814,000 | USD | evidence → |
| Total loans | 25,489,000 | USD | evidence → |
| Allowance for loan losses | 246,000 | USD | evidence → |
| Securities available for sale | 15,635,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,469,000 | USD | evidence → |
| Interest-bearing deposits | 39,625,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,844,000 | USD | evidence → |
| Equity capital | 4,984,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 786,000 | USD | evidence → |
| Interest expense | 186,000 | USD | evidence → |
| Net interest income | 600,000 | USD | evidence → |
| Noninterest income | 85,000 | USD | evidence → |
| Noninterest expense | 633,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 13,000 | USD | evidence → |
| Income tax | -16,000 | USD | evidence → |
| Net income | 29,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,905,000 | USD | evidence → |
| Total capital | 5,151,000 | USD | evidence → |
| Risk-weighted assets | 23,345,000 | USD | evidence → |