Call report 2012Q4
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2012Q4
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 47,734,000 | USD | evidence → |
| Total loans | 25,531,000 | USD | evidence → |
| Allowance for loan losses | 378,000 | USD | evidence → |
| Securities available for sale | 14,328,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,721,000 | USD | evidence → |
| Interest-bearing deposits | 36,936,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,785,000 | USD | evidence → |
| Equity capital | 4,930,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,956,000 | USD | evidence → |
| Interest expense | 538,000 | USD | evidence → |
| Net interest income | 1,418,000 | USD | evidence → |
| Noninterest income | 261,000 | USD | evidence → |
| Noninterest expense | 1,188,000 | USD | evidence → |
| Provision for loan losses | 207,000 | USD | evidence → |
| Pretax income | 333,000 | USD | evidence → |
| Income tax | 79,000 | USD | evidence → |
| Net income | 254,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,750,000 | USD | evidence → |
| Total capital | 5,045,000 | USD | evidence → |
| Risk-weighted assets | 24,570,000 | USD | evidence → |