Call report 2012Q3
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2012Q3
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 49,488,000 | USD | evidence → |
| Total loans | 27,311,000 | USD | evidence → |
| Allowance for loan losses | 383,000 | USD | evidence → |
| Securities available for sale | 16,025,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,915,000 | USD | evidence → |
| Interest-bearing deposits | 38,506,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,409,000 | USD | evidence → |
| Equity capital | 4,957,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,378,000 | USD | evidence → |
| Interest expense | 436,000 | USD | evidence → |
| Net interest income | 942,000 | USD | evidence → |
| Noninterest income | 213,000 | USD | evidence → |
| Noninterest expense | 824,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 289,000 | USD | evidence → |
| Income tax | 66,000 | USD | evidence → |
| Net income | 223,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,719,000 | USD | evidence → |
| Total capital | 5,009,000 | USD | evidence → |
| Risk-weighted assets | 25,654,000 | USD | evidence → |