Call report 2013Q1
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2013Q1
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 46,298,000 | USD | evidence → |
| Total loans | 25,423,000 | USD | evidence → |
| Allowance for loan losses | 389,000 | USD | evidence → |
| Securities available for sale | 13,349,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,704,000 | USD | evidence → |
| Interest-bearing deposits | 37,673,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,031,000 | USD | evidence → |
| Equity capital | 4,959,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 407,000 | USD | evidence → |
| Interest expense | 97,000 | USD | evidence → |
| Net interest income | 310,000 | USD | evidence → |
| Noninterest income | 74,000 | USD | evidence → |
| Noninterest expense | 310,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 49,000 | USD | evidence → |
| Income tax | 8,000 | USD | evidence → |
| Net income | 41,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,792,000 | USD | evidence → |
| Total capital | 5,100,000 | USD | evidence → |
| Risk-weighted assets | 24,333,000 | USD | evidence → |