Call report 2012Q2
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2012Q2
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 49,078,000 | USD | evidence → |
| Total loans | 27,030,000 | USD | evidence → |
| Allowance for loan losses | 371,000 | USD | evidence → |
| Securities available for sale | 15,919,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,952,000 | USD | evidence → |
| Interest-bearing deposits | 39,919,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,033,000 | USD | evidence → |
| Equity capital | 4,838,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 934,000 | USD | evidence → |
| Interest expense | 297,000 | USD | evidence → |
| Net interest income | 637,000 | USD | evidence → |
| Noninterest income | 127,000 | USD | evidence → |
| Noninterest expense | 540,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 197,000 | USD | evidence → |
| Income tax | 44,000 | USD | evidence → |
| Net income | 153,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,650,000 | USD | evidence → |
| Total capital | 4,991,000 | USD | evidence → |
| Risk-weighted assets | 27,204,000 | USD | evidence → |