Call report 2012Q1
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2012Q1
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 49,328,000 | USD | evidence → |
| Total loans | 27,293,000 | USD | evidence → |
| Allowance for loan losses | 348,000 | USD | evidence → |
| Securities available for sale | 15,716,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,615,000 | USD | evidence → |
| Interest-bearing deposits | 41,011,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,604,000 | USD | evidence → |
| Equity capital | 4,752,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 470,000 | USD | evidence → |
| Interest expense | 151,000 | USD | evidence → |
| Net interest income | 319,000 | USD | evidence → |
| Noninterest income | 85,000 | USD | evidence → |
| Noninterest expense | 284,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 120,000 | USD | evidence → |
| Income tax | 29,000 | USD | evidence → |
| Net income | 91,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,587,000 | USD | evidence → |
| Total capital | 4,883,000 | USD | evidence → |
| Risk-weighted assets | 25,871,000 | USD | evidence → |