Call report 2006Q1
MUSKEGON COMMERCE BANK — 2006Q1
The 22 measures MUSKEGON COMMERCE BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 97,898,000 | USD | evidence → |
| Total loans | 88,885,000 | USD | evidence → |
| Allowance for loan losses | 1,032,000 | USD | evidence → |
| Securities available for sale | 76,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,905,000 | USD | evidence → |
| Interest-bearing deposits | 64,168,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,737,000 | USD | evidence → |
| Equity capital | 8,581,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,655,000 | USD | evidence → |
| Interest expense | 829,000 | USD | evidence → |
| Net interest income | 826,000 | USD | evidence → |
| Noninterest income | 137,000 | USD | evidence → |
| Noninterest expense | 726,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 237,000 | USD | evidence → |
| Income tax | 84,000 | USD | evidence → |
| Net income | 153,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,883,000 | USD | evidence → |
| Total capital | 8,915,000 | USD | evidence → |
| Risk-weighted assets | 86,606,000 | USD | evidence → |