Call report 2005Q4
MUSKEGON COMMERCE BANK — 2005Q4
The 22 measures MUSKEGON COMMERCE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 96,649,000 | USD | evidence → |
| Total loans | 88,007,000 | USD | evidence → |
| Allowance for loan losses | 1,021,000 | USD | evidence → |
| Securities available for sale | 78,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,150,000 | USD | evidence → |
| Interest-bearing deposits | 65,833,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,317,000 | USD | evidence → |
| Equity capital | 8,729,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,444,000 | USD | evidence → |
| Interest expense | 2,405,000 | USD | evidence → |
| Net interest income | 4,039,000 | USD | evidence → |
| Noninterest income | 793,000 | USD | evidence → |
| Noninterest expense | 2,671,000 | USD | evidence → |
| Provision for loan losses | 358,000 | USD | evidence → |
| Pretax income | 1,803,000 | USD | evidence → |
| Income tax | 619,000 | USD | evidence → |
| Net income | 1,184,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,030,000 | USD | evidence → |
| Total capital | 9,051,000 | USD | evidence → |
| Risk-weighted assets | 85,008,000 | USD | evidence → |