Call report 2006Q2
MUSKEGON COMMERCE BANK — 2006Q2
The 22 measures MUSKEGON COMMERCE BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 97,981,000 | USD | evidence → |
| Total loans | 87,862,000 | USD | evidence → |
| Allowance for loan losses | 1,085,000 | USD | evidence → |
| Securities available for sale | 75,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,415,000 | USD | evidence → |
| Interest-bearing deposits | 64,083,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,332,000 | USD | evidence → |
| Equity capital | 8,372,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,400,000 | USD | evidence → |
| Interest expense | 1,703,000 | USD | evidence → |
| Net interest income | 1,697,000 | USD | evidence → |
| Noninterest income | 352,000 | USD | evidence → |
| Noninterest expense | 1,423,000 | USD | evidence → |
| Provision for loan losses | 245,000 | USD | evidence → |
| Pretax income | 381,000 | USD | evidence → |
| Income tax | 136,000 | USD | evidence → |
| Net income | 245,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,675,000 | USD | evidence → |
| Total capital | 8,699,000 | USD | evidence → |
| Risk-weighted assets | 81,875,000 | USD | evidence → |