Call report 2005Q3
MUSKEGON COMMERCE BANK — 2005Q3
The 22 measures MUSKEGON COMMERCE BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 98,001,000 | USD | evidence → |
| Total loans | 90,469,000 | USD | evidence → |
| Allowance for loan losses | 905,000 | USD | evidence → |
| Securities available for sale | 78,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,391,000 | USD | evidence → |
| Interest-bearing deposits | 60,356,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,035,000 | USD | evidence → |
| Equity capital | 8,761,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,765,000 | USD | evidence → |
| Interest expense | 1,652,000 | USD | evidence → |
| Net interest income | 3,113,000 | USD | evidence → |
| Noninterest income | 597,000 | USD | evidence → |
| Noninterest expense | 2,045,000 | USD | evidence → |
| Provision for loan losses | 146,000 | USD | evidence → |
| Pretax income | 1,519,000 | USD | evidence → |
| Income tax | 528,000 | USD | evidence → |
| Net income | 991,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,062,000 | USD | evidence → |
| Total capital | 8,967,000 | USD | evidence → |
| Risk-weighted assets | 86,118,000 | USD | evidence → |