Call report 2005Q2
MUSKEGON COMMERCE BANK — 2005Q2
The 22 measures MUSKEGON COMMERCE BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 95,368,000 | USD | evidence → |
| Total loans | 89,460,000 | USD | evidence → |
| Allowance for loan losses | 912,000 | USD | evidence → |
| Securities available for sale | 80,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 62,751,000 | USD | evidence → |
| Interest-bearing deposits | 56,978,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,773,000 | USD | evidence → |
| Equity capital | 9,986,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,140,000 | USD | evidence → |
| Interest expense | 1,000,000 | USD | evidence → |
| Net interest income | 2,140,000 | USD | evidence → |
| Noninterest income | 418,000 | USD | evidence → |
| Noninterest expense | 1,314,000 | USD | evidence → |
| Provision for loan losses | 74,000 | USD | evidence → |
| Pretax income | 1,170,000 | USD | evidence → |
| Income tax | 405,000 | USD | evidence → |
| Net income | 765,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,286,000 | USD | evidence → |
| Total capital | 10,198,000 | USD | evidence → |
| Risk-weighted assets | 84,563,000 | USD | evidence → |