Call report 2005Q1
MUSKEGON COMMERCE BANK — 2005Q1
The 22 measures MUSKEGON COMMERCE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 93,896,000 | USD | evidence → |
| Total loans | 88,317,000 | USD | evidence → |
| Allowance for loan losses | 885,000 | USD | evidence → |
| Securities available for sale | 79,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 62,297,000 | USD | evidence → |
| Interest-bearing deposits | 56,197,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,100,000 | USD | evidence → |
| Equity capital | 9,741,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,405,000 | USD | evidence → |
| Interest expense | 463,000 | USD | evidence → |
| Net interest income | 942,000 | USD | evidence → |
| Noninterest income | 239,000 | USD | evidence → |
| Noninterest expense | 657,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 452,000 | USD | evidence → |
| Income tax | 157,000 | USD | evidence → |
| Net income | 295,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,042,000 | USD | evidence → |
| Total capital | 9,927,000 | USD | evidence → |
| Risk-weighted assets | 83,727,000 | USD | evidence → |