Call report 2004Q4
MUSKEGON COMMERCE BANK — 2004Q4
The 22 measures MUSKEGON COMMERCE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,163,000 | USD | evidence → |
| Total loans | 88,692,000 | USD | evidence → |
| Allowance for loan losses | 904,000 | USD | evidence → |
| Securities available for sale | 81,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 67,242,000 | USD | evidence → |
| Interest-bearing deposits | 61,254,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,988,000 | USD | evidence → |
| Equity capital | 9,671,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,643,000 | USD | evidence → |
| Interest expense | 1,524,000 | USD | evidence → |
| Net interest income | 4,119,000 | USD | evidence → |
| Noninterest income | 658,000 | USD | evidence → |
| Noninterest expense | 2,413,000 | USD | evidence → |
| Provision for loan losses | 52,000 | USD | evidence → |
| Pretax income | 2,312,000 | USD | evidence → |
| Income tax | 796,000 | USD | evidence → |
| Net income | 1,516,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,971,000 | USD | evidence → |
| Total capital | 9,875,000 | USD | evidence → |
| Risk-weighted assets | 82,659,000 | USD | evidence → |