Call report 2008Q1
DESERT COMMUNITY BANK — 2008Q1
The 22 measures DESERT COMMUNITY BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,910,000 | USD | evidence → |
| Total loans | 92,448,000 | USD | evidence → |
| Allowance for loan losses | 801,000 | USD | evidence → |
| Securities available for sale | 65,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,742,000 | USD | evidence → |
| Interest-bearing deposits | 60,605,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,137,000 | USD | evidence → |
| Equity capital | 9,932,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,757,000 | USD | evidence → |
| Interest expense | 700,000 | USD | evidence → |
| Net interest income | 1,057,000 | USD | evidence → |
| Noninterest income | 132,000 | USD | evidence → |
| Noninterest expense | 737,000 | USD | evidence → |
| Provision for loan losses | 244,000 | USD | evidence → |
| Pretax income | 208,000 | USD | evidence → |
| Income tax | 72,000 | USD | evidence → |
| Net income | 136,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,718,000 | USD | evidence → |
| Total capital | 9,519,000 | USD | evidence → |
| Risk-weighted assets | 93,498,000 | USD | evidence → |