Call report 2007Q4
DESERT COMMUNITY BANK — 2007Q4
The 22 measures DESERT COMMUNITY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 101,840,000 | USD | evidence → |
| Total loans | 90,050,000 | USD | evidence → |
| Allowance for loan losses | 837,000 | USD | evidence → |
| Securities available for sale | 64,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,562,000 | USD | evidence → |
| Interest-bearing deposits | 46,014,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,548,000 | USD | evidence → |
| Equity capital | 10,006,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,743,000 | USD | evidence → |
| Interest expense | 2,929,000 | USD | evidence → |
| Net interest income | 4,814,000 | USD | evidence → |
| Noninterest income | 473,000 | USD | evidence → |
| Noninterest expense | 3,203,000 | USD | evidence → |
| Provision for loan losses | 108,000 | USD | evidence → |
| Pretax income | 1,976,000 | USD | evidence → |
| Income tax | 680,000 | USD | evidence → |
| Net income | 1,296,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,793,000 | USD | evidence → |
| Total capital | 9,630,000 | USD | evidence → |
| Risk-weighted assets | 90,045,000 | USD | evidence → |