Call report 2008Q2
DESERT COMMUNITY BANK — 2008Q2
The 22 measures DESERT COMMUNITY BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,880,000 | USD | evidence → |
| Total loans | 91,281,000 | USD | evidence → |
| Allowance for loan losses | 1,190,000 | USD | evidence → |
| Securities available for sale | 66,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,715,000 | USD | evidence → |
| Interest-bearing deposits | 60,794,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,921,000 | USD | evidence → |
| Equity capital | 9,972,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,503,000 | USD | evidence → |
| Interest expense | 1,379,000 | USD | evidence → |
| Net interest income | 2,124,000 | USD | evidence → |
| Noninterest income | 262,000 | USD | evidence → |
| Noninterest expense | 1,482,000 | USD | evidence → |
| Provision for loan losses | 632,000 | USD | evidence → |
| Pretax income | 272,000 | USD | evidence → |
| Income tax | 96,000 | USD | evidence → |
| Net income | 176,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,758,000 | USD | evidence → |
| Total capital | 9,915,000 | USD | evidence → |
| Risk-weighted assets | 92,531,000 | USD | evidence → |