Call report 2007Q3
DESERT COMMUNITY BANK — 2007Q3
The 22 measures DESERT COMMUNITY BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 97,782,000 | USD | evidence → |
| Total loans | 88,185,000 | USD | evidence → |
| Allowance for loan losses | 824,000 | USD | evidence → |
| Securities available for sale | 62,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,841,000 | USD | evidence → |
| Interest-bearing deposits | 51,331,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,510,000 | USD | evidence → |
| Equity capital | 9,700,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,746,000 | USD | evidence → |
| Interest expense | 2,237,000 | USD | evidence → |
| Net interest income | 3,509,000 | USD | evidence → |
| Noninterest income | 330,000 | USD | evidence → |
| Noninterest expense | 2,417,000 | USD | evidence → |
| Provision for loan losses | 64,000 | USD | evidence → |
| Pretax income | 1,358,000 | USD | evidence → |
| Income tax | 467,000 | USD | evidence → |
| Net income | 891,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,487,000 | USD | evidence → |
| Total capital | 9,311,000 | USD | evidence → |
| Risk-weighted assets | 88,499,000 | USD | evidence → |