Call report 2007Q2
DESERT COMMUNITY BANK — 2007Q2
The 22 measures DESERT COMMUNITY BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 97,392,000 | USD | evidence → |
| Total loans | 87,588,000 | USD | evidence → |
| Allowance for loan losses | 801,000 | USD | evidence → |
| Securities available for sale | 61,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,663,000 | USD | evidence → |
| Interest-bearing deposits | 54,714,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,949,000 | USD | evidence → |
| Equity capital | 9,493,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,783,000 | USD | evidence → |
| Interest expense | 1,504,000 | USD | evidence → |
| Net interest income | 2,279,000 | USD | evidence → |
| Noninterest income | 186,000 | USD | evidence → |
| Noninterest expense | 1,605,000 | USD | evidence → |
| Provision for loan losses | -31,000 | USD | evidence → |
| Pretax income | 891,000 | USD | evidence → |
| Income tax | 307,000 | USD | evidence → |
| Net income | 584,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,280,000 | USD | evidence → |
| Total capital | 9,081,000 | USD | evidence → |
| Risk-weighted assets | 87,697,000 | USD | evidence → |